Personal Loans
Majestic Credit Pte Ltd
Licensed Moneylender | Lic No 07/2017
Bank Of Baroda
Bank Of China
Citibank Singapore Limited
OCBC Bank
UOB (United Overseas Bank Ltd)
Knowledge Corner
Things You Should Know on Borrowing:
| Minimum Period for Repayment | From 1 month |
| Maximum Period for Repayment | Up to 12 Months |
| Minimum Annual Percentage Rate | From 1.0% per annum |
| Maximum Annual Percentage Rate | Up to 48% per annum on reducing interest rate |
Sample Representation of Loan with Maximum Rates:
| Total Amount Borrowed | SGD 10,000 |
| Time Period * | 12 Months |
| Interest Rate ** | 1% Per Month |
| Annual Percentage Rate of Charge (APR) ** | 12% APR or 1% NIR |
| Total Cost Payable Per Annual *** (excluding loan principle) | SGD 1,200 |
* Time period is from minimum period of 2 months to maximum period of 12 months.
** Interest Rate may vary up to a maximum of 4% per month, depending on loan amount and period of repayment.
*** Total Cost Payable exclude administrative fee. Cost stated is an estimation and may vary due to loan amount, period of loan and other fees such as late fee and late interest rate may be charged in the event of violation on terms & conditions.
FROM 1.0% PER YEAR*
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